Climb Budget LLC ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our service, Climb Budget (“Service”), accessible at climbbudget.com. By using our Service, you agree to the collection and use of information in accordance with this Privacy Policy. If you do not agree with the terms of this policy, please do not use our Service.
Personal Information: When you create an account with Climb Budget, we collect personal information that you provide to us directly, such as your name, email address, and any financial data you input, including but not limited to, names of accounts, merchants, and transaction amounts.
Usage Data: We may collect information about your interactions with our Service, including the features you use, the time spent on the Service, and your activities while using the Service. This data is used to help us improve and customize the user experience.
Device Information: We may collect information about the device you use to access our Service, including your device’s IP address, operating system, browser type, and other diagnostic data.
We use the information we collect for the following purposes:
To Provide and Maintain Our Service: We use your personal information to operate and maintain the Climb Budget service, including managing your account and processing transactions.
To Improve Our Service: Usage and device information help us understand how users interact with Climb Budget, enabling us to make improvements and enhance user experience.
To Communicate with You: We may use your email address to send you important updates, notifications, and information related to your account or our services. We may also send you promotional content, which you can opt out of at any time.
For Security and Fraud Prevention: We may use your information to detect, prevent, and address security issues or fraudulent activities.
We do not sell or rent your personal information to third parties. We may share your information in the following circumstances:
With Service Providers: We share information with third-party vendors and service providers who perform services on our behalf, such as hosting, payment processing, and data analytics. These service providers are bound by confidentiality obligations and are only permitted to use your information as necessary to perform their services.
For Legal Purposes: We may disclose your information if required to do so by law or in response to valid requests by public authorities, such as a court or government agency.
In Business Transfers: If we are involved in a merger, acquisition, or asset sale, your information may be transferred as part of that transaction. We will notify you before your information is transferred and becomes subject to a different privacy policy.
In order to provide you with the Climb Budget service, we work with several trusted third-party providers to manage different aspects of our operations. These providers help us with essential functions such as payment processing, hosting, and data storage. Below is an explanation of how these third-party services are involved and how they may handle your information.
Each third-party provider we work with is carefully selected for their compliance with industry standards and their commitment to safeguarding your data. These providers may collect and process personal information on our behalf, but only to the extent necessary to perform the services they provide. We do not sell or share your personal data with these providers for any purposes other than those related to the operation of Climb Budget.
We use Paddle as our payment processor for managing subscription payments. Paddle is responsible for securely processing all billing transactions for Climb Budget. This includes handling the processing of subscription payments, managing refunds, and resolving any payment-related issues. When you subscribe to Climb Budget, Paddle collects personal and financial information necessary to process your payment, such as your name, email address, and payment details (e.g., credit card information). Paddle uses this information solely for the purpose of processing payments on behalf of Climb Budget. Paddle is a fully PCI-compliant service provider, meaning they adhere to the highest industry standards for payment security.
Paddle is essential to Climb Budget’s operations because we do not directly handle payment processing. Using Paddle ensures that your transactions are secure and that we comply with global standards for payment processing. All transactions made through Climb Budget will appear on your bank or card statements as PADDLE.NET*CLIMBBUDGE.
For more information on how Paddle handles your personal information, you can review their privacy policy at paddle.com
We use Supabase to manage and store the data associated with your Climb Budget account. Supabase provides database and authentication services, allowing us to securely store and retrieve your personal data, including any financial information you input into the service. Supabase may collect and store personal data on our behalf to ensure the smooth operation of Climb Budget. This data includes, but is not limited to, your account information, budget data, and any other inputs you make into the app. Supabase is responsible for safeguarding this data and ensuring its accessibility for your use within the service.
Supabase is a critical component of Climb Budget, as it handles the secure storage and management of all the data related to your account. Without Supabase, we would not be able to reliably store or retrieve your information for you to use the service. Supabase adheres to modern security standards and practices to ensure your data is protected and remains confidential.
For more information on how Supabase handles your personal information, you can review their privacy policy at supabase.com
We use Vercel as our hosting provider to ensure that Climb Budget is available and accessible via the internet. Vercel is responsible for hosting our website and delivering it to users across different devices and locations. This includes handling web traffic, optimizing performance, and ensuring that the service remains operational and secure. Vercel may collect and process certain data automatically, such as IP addresses, browser types, and usage data, to help us monitor and improve the performance and reliability of the service. However, Vercel does not have access to your personal or financial data stored within the Climb Budget app, as that data is managed separately.
Vercel is essential for hosting and maintaining the Climb Budget website, ensuring that it is available for users to access at all times. Their infrastructure helps us provide a fast, reliable, and scalable service that works across different devices and locations. Vercel adheres to industry best practices for hosting security and data protection.
For more information on how Vercel handles your personal information, you can review their privacy policy at vercel.com
We take reasonable measures to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee the absolute security of your information.
We will retain your personal information for as long as your account is active or as needed to provide you with our services or as outlined in our terms of service. We may also retain and use your information to comply with our legal obligations, resolve disputes, and enforce our agreements.
You have the right to access, correct, update, or delete your personal information. You can manage your account settings or contact us directly to exercise these rights. We will respond to your request within a reasonable timeframe.
Our Service may contain links to third-party websites or services that are not operated by us. We are not responsible for the privacy practices or content of these third-party sites. We encourage you to review the privacy policies of any third-party sites you visit.
We uses cookies and similar technologies to improve your experience on our website and provide essential functionality for the Climb Budget service. Cookies are small text files that are placed on your device when you visit a website. They allow the website to recognize your device and remember certain information about your visit, such as your preferences or login status. Cookies can be "persistent" (remaining on your device for a set period of time) or "session" (deleted when you close your browser). You have the option to accept or decline cookies. Most web browsers automatically accept cookies, but you can modify your browser settings to decline cookies if you prefer. Please note that if you choose to decline cookies, certain features of our website may not function as intended.
We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any significant changes by posting the new Privacy Policy on our website. Your continued use of the Service after any such changes constitutes your acceptance of the new Privacy Policy.
If you have any questions or concerns about this Privacy Policy, please contact us at: contact@climbbudget.com
