Honest answers.

Climb installs as an app straight from your browser. On iPhone: Safari → Share → Add to Home Screen; on Android and desktop: Chrome → Install. It gets its own icon, opens full-screen, and works completely offline, just like anything from a store. What you skip is the store itself: no giant download, no waiting for update approvals, and no 30% toll quietly added to your subscription.

No, and it never will. You log transactions yourself (two taps with presets), and once a month you verify against your real statement with CSV import. It sounds old-fashioned; it is also why Climb users actually know where their money goes. It means no bank credentials handed to third parties, no broken feeds, and an app that is physically incapable of touching your money. The full reasoning is on the What is Climb page.

Fully. Your budget lives on your device, so every screen opens instantly and keeps working with no signal: on a plane, abroad, in the concrete basement of a grocery store. Anything you log while offline syncs automatically the moment you reconnect.

Anything with a modern browser: iPhone, Android, tablets, laptops, desktops. One account keeps them all in sync: log lunch on your phone and it is on your laptop before you sit back down, usually within a couple of seconds.

The method is one loop: put every dollar to work, log spending as it happens, check the envelope before you buy. Setup takes about fifteen minutes and Climb walks you through it. The habit takes a few weeks to feel natural (that part we cannot install from a browser), but the app is built to make each step take seconds, not minutes.

You assign every dollar you have to a purpose (bills, groceries, savings, fun) until the unassigned amount reads exactly zero. Saving counts as a purpose; “no purpose” is the only thing that does not. When an envelope runs low, you either stop spending there or consciously move money from another envelope. No dollar drifts.

Climb is built for a fresh start: you begin from today’s real balances, which makes day one honest instead of inheriting years of another app’s categories. Your history is not lost: banks let you download old statements, and Climb’s statement import (CSV) can help you backfill recent months into an account if you want them.

One Climb account works on unlimited devices simultaneously; many couples run one shared account on two phones, and changes sync between them in seconds. Separate logins with shared access to one budget is not available today.

Ten dollars a month, or twenty-five dollars quarterly if you would rather save a bit. One plan, everything included: no feature gates, no premium tier, no ads.

Every new account gets 30 days of the full app: every feature, no limits, and no credit card up front. Payment details only enter the picture if you decide to subscribe.

Your budget goes read-only: everything stays visible on all of your devices for a full year, and you can export a complete backup at any time; your data is never held hostage. Subscribe again within that year and you pick up exactly where you left off; after 12 months without a subscription, lapsed data is permanently deleted.

From inside the app: Settings → Billing → manage subscription. It is a self-serve portal: no emails to write, no chat with a retention script. Your plan stays active through the period you already paid for.

On your own device first (that is what makes Climb fast and offline-capable) and synced to our servers so your other devices stay current and your budget survives a lost phone. Everything is encrypted in transit, and our servers are backed up daily to separate, off-site storage.

Yes, always. Settings → Data lets you export a complete backup of your budget whenever you like: trial, subscribed, or lapsed. It is your money and your record of it.

No. Climb is a ledger, not a key: it never has your bank credentials, never connects to a financial institution, and has no mechanism to move money anywhere. The worst-case scenario with Climb is a wrong number in a budget, never a wrong number in a bank account.

No and no. You pay ten dollars a month; that is the entire business model. Your spending data is not a product, and there is no advertising, tracking pixels, or “anonymized insights” fine print.